March 21st, 2011 -- Posted in Finance |
In the world, not all the people have a car. In some countries, having car is like a common thing but for some other countries, having car is like having the biggest treasure in the world. If you now have car, you must take care of your car really well.
We never know what will happen in our life. We can laugh happily now but we might get sad news in a few second. That is why to lessen the risk that we have in our life, we better have the insurance. There are many types of insurance like life insurance, education insurance, medical insurance, and the auto insurance. The auto or car insurance is very important for your car. You know really well that a road is not a friendly place. Yes, sometimes the road can be a friendly and safe place, but most of the time your car could be in danger. continue reading »
February 19th, 2011 -- Posted in Loans |
You may have recently heard the term “gambling on lawsuits” and not quite sure what it means. When an investor provides money against a pending lawsuit, they are in essence gambling on the success of a suit. Investing in lawsuits is much different than other financial vehicles. There are companies and hedge funds that will provide cash advances against pending claims in hopes the plaintiff prevails. If the plaintiff win’s the case the investment pays a dividend. If the defense wins the case the investor loses the investment.
While this form of investing has been around for more than 10 years, most plaintiffs and attorneys are still unaware the alternative exists. You may have heard the terms lawsuit funding, lawsuit loans and/or lawsuit cash advances. These terms mean the same thing. Private investors will invest through a private company or hedge fund. The entity will diversify their investor’s money across a portfolio of cases. This minimizes the risk for the investor due to the nature of non recourse funding. The law of averages is that your investment should pay off 90%-92% of the time. continue reading »
January 25th, 2011 -- Posted in Insurance |
When renting a car, taking out the additional car hire insurance could save you a great deal of money and anguish. Think about it logically, you are driving someone else’s car and if there is damage you are liable for the excess on the insurance which is usually several hundred pounds, depending upon the company you hire from and the hire period.
Excess insurance is just that. It covers you in the event that there is an accident or other type of damage to the vehicle so that you aren’t left with a hefty bill to settle before the rental company’s insurance begins to pay. You also need to be aware of just how much cover you are getting when you pay for the car hire insurance. Not all policies are the same and some give you the minimum amount of cover, meaning that there are some types of common damage which will just not be covered by car hire insurance. For example, many policies exclude the cost of damage to tyres or windscreens; others exclude damage to undercarriage or vehicle roofs. continue reading »
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